The annual Citi card fee is not small. If you do not know it from the start of the credit card application, you can be surprised when the free period of the year’s free promotion expires and the fees are charged to you. Many people protested and claimed this. But in the end, they just get embarrassed and must still pay the annual fee because you have in the initial agreement of credit card application submission. By asking, you will be ready when the contents of the bill suddenly increase with the annual fee starting to be applied.
The Benefit of having a credit card
One of the convenience of being given a credit card is you do not have to pay the full for the bills that come each month. If you are already experiencing poor financial conditions, you can make a minimum payment before the payment deadline. This has been able to secure you for the next month because the month’s bills are considered wrong.
Regarding the issue of minimum payment, you must openly ask the bank. Even though almost every bank has a minimum payout limit, you’ll need to re-confirm it so that it’s okay for all three bills to show up and you want to pay only a minimum fee. In general, the minimum credit card payment limit is 10 percent of the value of the bill listed. Although it can pay a minimum, its good this habit does not do every bill comes. Remaining the bill for accumulated next month will make the bill even more blooming.